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Steps To Buying A New Home, Condo, Town House or Property in Burnaby BC

When purchasing a Burnaby home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. But once you are ready to take the plunge…It can be a very rewarding experience.

My team and I will help you enjoy the process of purchasing a home. Our 28 years experience can make things more efficient and less overwhelming by guiding you through the process. We will help you locate and assess properties for sale that match your specifications, arrange showings, identify any problems or issues, structure an appropriate offer using comparable sales and negotiate the best price for your purchase.

As real estate markets are continuously changing we always stay up to speed with the current situation in the Burnaby area so we will help you determine which properties are fairly priced and in good condition before make an offer.

YOUR FIRST STEP: LOAN PRE-QUALIFICATION

Before you spend time looking at homes that might not suit your budget, your next step in the purchasing process is to get prequalified with your bank and a 2nd mortgage broker/company. The reason for a 2nd mortgage broker/company is to put pressure on your bank to sharpen their pencil and give you a competitive interest rate and favorable terms.

Sometimes your bank won’t comply and having a second option as a back up is prudent.

This can be done over the phone or even online in a matter of minutes. Give us a call and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approvals for his/her clients.

YOUR SECOND STEP: WHAT ARE YOU LOOKING FOR?

Your next step to buying a home is to ask yourself why you want to buy a home: Is it to stop paying rent? To start building equity? To have a place of your own? To raise a family? Control when you move? To entertain friends and family? To move up to a bigger house? Next, list what kind of home you are interested in and where you would like to be. Be specific. Separate your “wants” from the “needs”, but also stay realistic and open-minded with the budget.

You’ll want to consider area (city, suburban neighbourhood); community (north, south, east, or west side); neighbourhood (older and settled or sparkling new); a particular school catchment; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you are planning to live in this particular home.

YOUR THIRD STEP: FINDING THE RIGHT HOME FOR YOU

Once you’ve been pre-qualified and know what price range you want to adhere to, we will help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. We have also been known to target specific properties for our clients if there are no suitable choices on the MLS.

We have the best possible resources and communication systems available to help you locate the homes on the market that match your specifications.

NEW LISTING ALERTS

Keep your finger on the pulse of the market by having
your own Free Lightning Fast Listings Website. No need to search the internet everyday for 48 hour delayed listings. Listings that fall under your search criteria will upload to your personal site everday as FAST as a realtor can get them. Perfect for Buyers and Sellers whether you’re looking for a new home or watching prices in your area!

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ARE YOU A FIRST-TIME HOME BUYER? HERE IS WHAT YOU NEED TO KNOW...

- The B.C. HOME Partnership program will meet the buyer’s contribution up to 5% of the home’s purchase price, to a maximum purchase price of $750,000.

- After five years, buyers can either repay their loan or enter into monthly payments at current interest rates.

- Loans through the program become due after 25 years - the same length as most mortgages.

- The B.C. HOME Partnership program started accepting applications on Jan. 16, 2017.

TO APPLY, CLICK HERE

testimonials

“Our excitement about finally being in a position to purchase our first home was quickly tempered by the harsh realities of trying to navigate through the complicated and sometimes intimidating world of real estate buying. Luckily for us we found Ben Catalano. Ben has a soft sell approach to his work that helped create a feeling of trust with us that he not only had our best interests in mind but that we could rely on him to answer our many questions. He guided us as we viewed suitable properties and eventually helped in the negotiating and successfull purchase of a home we are truly proud to own!”

-LOU & ROZ D.

“Bens services were extraordinary. He went beyond the expectations of an agent, very corteous and personable. He is caring and easy to work with. I am very greatful for his kindness, understanding and patience. The process of buying my first condo was stressful but he made it as easy as possible answering all my questions and concerns along the way. Even after moving in he made sure I was comfortable adressing questions I had about the appliances. Thank you so much Ben!”

-Caroline P.

“We were selling are first home and Ben guided us through all the steps. He is very helpful, informative, professional and prompt. Thanks for selling our first home! He would be our choice if we buy/or sell another home!“

-Chitose and Van K.

“We were selling are first home and Ben guided us through all the steps. He is very helpful, informative, professional and prompt. Thanks for selling our first home! He would be our choice if we buy/or sell another home!“

-Chitose and Van K.

“We are so pleased with Bens services!!! Bens years of experience was outstanding. Ben investigated the market, provided us with all the facts, and discussed with us the unique details that related to us specifically……As a result, Ben sold our home very quickly and we think that’s due to his experience in pre-qualifying all prospective buyers and negotiating the best price and terms for us. In Ben we Trust!”

-Lil and Dave C.

“Paul and I wanted to thank you for the service you provided in selling our home in Burnaby. After receiving proposals from several other Real Estate agents, it seemed most reasonable to choose someone with experience and knowledge of the housing market in our area. Your marketing strategy sold the house quickly with minimal upset to our family and you were able to negotiate the best price. Thank you so much for your time and attention.

–Diane, Paul Jacob and David K.

BEN CATALANO

Your Burnaby Realtor serving you since 1991.

Team 3000 Realty 305-9940 Lougheed Hwy, Burnaby, BC V3J 1N3

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